:: Pacheco Realty & Financial Services

SHORT SALE
	Quantifying short sale times New law protects homeowners from short sale deficiencies Homeowners & Short Sale - what's the first step HAFA Short Sales - Fact Sheet Basic FAQs about short sale
FORECLOSURE
	Disclosures to look for (or not to look for) in bank-owned properties Cash for Keys and new tenant rights Foreclosure...are there other options? Foreclosure Timeline Is foreclosure inevitable? Face it, accept it, and move on…
HOME BUYING
	“What do I do with all that information?”…or why you need a real estate agent Down Payment: Putting in less than what you offered Why you should avoid funding on a Friday The hurdles of making an offer Low-priced REOs lead to bidding wars One-story home or two-story home? Strategize your purchase offers After the home buyer tax credit incentives, what tax benefits are there for home buyers? Don’t forget Fremont has its own First Time Homebuyer Programs! Can you buy a home on someone else’s credit? Documents to prepare when you apply for a mortgage Things to consider in choosing your home warranty $10,000 state tax credit begins May 1st Federal tax credit ends April 30th
HOME SELLING
	Open House success - It’s not really about luck, it’s about preparations When do you send a Notice to Buyer to Perform? How do you handle multiple offers? Who takes the bite when your house doesn't sell? Sellers: Why disclose?...Why not? It’s time to remove the contingencies. What contingencies? What will it take to sell your home? Or why did your listing expire? Please don’t cancel your PG&E account yet!
MISCELLANEOUS
	Homes near electric towers – is it really a drawback? Re-casting your mortgage – how does it work? Transferring title does not release you from your mortgage Who owns the lot on my condo? My home is in a flood zone – what does it mean? Property Taxes - What it means to you. Understanding Property Transfer Tax When problems arise, do you have your documents intact?

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